I recently took a trip down to south Florida with my sister to attend my high school reunion. We decided that we wanted to rent a car and drive down to the Keys for a few days while we were there. At the airport, I’m in line to get the rental car, and my sister [...]

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We often get asked the question … why do insurance carriers restrict binding in the event of a storm that most likely will not affect inland property? Anyone living in the Carolinas will remember Hurricane Hugo back in 1989.  Since hurricanes change directions at any given minute, our carriers will start early restricting [...]

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In working with many, many of our fine Realtor partners with Allen Tate, I often hear of situations where buyers find their dream home, and instead of selling their current home, they rent it out to a tenant. It’s a great solution to trying to find a buyer and a great way to keep a [...]

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The answer to the question above is simple. Everyone who owns a business (full or part-time) should have business insurance.
Your business is one of the most important assets in your life.  It’s the livelihood that ultimately provides for you and your family.
In order to paint the full picture as to the importance of the business [...]

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Ten years ago, you didn’t expect to turn on the television and see insurance companies battling it out for commercial time in between your favorite shows. You also didn’t see them as some of the biggest sponsors of the sporting event of the year, the Super Bowl.
Times have changed though—and some of the big [...]

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Every year, there are approximately more than 2 million weddings in the United States. Did you know that June is one of the most popular months of the year to get married? Newly engaged couples spend countless months, and in some cases years, preparing for their big day. It is one of the most romantic [...]

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If you have a child getting ready to graduate high school and head to college, has the following thought ever crossed your mind? “When my child moves out of my household, what does that mean for my insurance?  As “trusted advisors” we often get asked the following:
My son/daughter is away at college and does not [...]

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Wait! I don’t live on a golf course. However, as most of you are aware golf-ball size hail stormed the city of Charlotte and Surrounding Areas this past weekend.
Don’t be surprised if questions arise in the coming days about Hail Damage as a result of our most recent weather disturbance.
Let’s review some of the FAQ’s [...]

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Having been in the insurance industry for years, this question is probably one of the most popular inquiries we get!
Limited coverage (usually $1000) is provided on the homeowner’s policy to remove a tree that has damaged a covered property due to wind, hail, and the weight of ice, sleet, or snow. This coverage responds provided [...]

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So…..you’ve called around for insurance comparisons, and get asked this question:
“Do you have any pets or animals?  If so, what breed is your dog?”
….and you think to yourself, what the heck does the breed of my dog have to do with getting my home insured??

The simple fact is that it all has to do with [...]

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